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Course materials and notes

Our Programmes

Three courses,
one clear path

Each programme is designed for a specific stage of thinking about dividend investing. Together, they form a progression from first principles through to a personal income plan.

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Our Approach

How we structure the learning

The three programmes are built on a shared philosophy: understanding before action. Each course gives participants the conceptual tools to think clearly about a particular dimension of dividend investing — before they consider applying those ideas in their own portfolio.

Material is delivered in sequenced weekly modules. Participants read, work through exercises, and bring questions to cohort sessions. For the more advanced programmes, exercises are cumulative — earlier work feeds into later modules rather than being self-contained.

The pre-retirement programme is the most intensive: participants produce a written income plan with facilitator feedback, developed progressively across ten weeks.

Structured curriculum

Small cohorts

Live facilitation

Written output (Course 3)

Dividend Investing First Principles

Course 1 · 4 Weeks · HKD 1,780

Dividend Investing First Principles

A four-week course for readers in their 40s and 50s who want to understand dividend-paying investments before considering them in their own portfolio. Topics include the difference between yield and total return, how Hong Kong- and US-listed companies differ in payout behaviour, and the practical mechanics of how dividends are paid, taxed, and reinvested. The course avoids specific stock recommendations and uses historical examples only.

What the course covers

  • Dividend yield vs total return — the distinction and why it matters
  • How HK-listed and US-listed companies approach dividends differently
  • Mechanics: declaration dates, ex-dividend dates, payment timelines
  • Tax treatment of dividends received in Hong Kong
  • Reinvestment approaches — DRIP and alternatives
  • Historical examples used throughout — no current stock recommendations
Duration 4 weeks · ~3–4 hrs/week
Investment HKD 1,780
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Course 2 · 6 Weeks · HKD 2,480

Income-Focused Portfolios

A six-week programme for those thinking about a portfolio tilted toward income, whether as a supplement to working income or as preparation for partial retirement. Modules cover sustainable payout ratios, the risks of yield-chasing, the role of bonds alongside dividend equities, and the discipline of thinking about income relative to a planned spending pattern.

What the programme covers

  • What makes a payout ratio sustainable — and how to read one
  • Yield-chasing: the appeal, the risk, and the historical pattern
  • The role of bonds within an income-tilted portfolio
  • Mapping portfolio income against planned spending patterns
  • Dividend cuts — causes, signals, and portfolio implications
  • Portfolio construction principles for income focus
Duration 6 weeks · ~3–4 hrs/week
Investment HKD 2,480
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Income-Focused Portfolios
Dividend Strategy for Pre-Retirement
Most Comprehensive

Course 3 · 10 Weeks · HKD 3,180

Dividend Strategy for Pre-Retirement

A ten-week programme for learners approaching a life stage where investment income will play a larger role. Modules cover portfolio construction for income needs, tax treatment of dividends in Hong Kong and from offshore holdings, withdrawal sequencing between dividends and capital, and the non-financial questions that surround shifting from accumulation to use. Participants build a written income plan with facilitator feedback.

What the programme covers

  • Portfolio construction oriented toward income needs
  • Tax treatment of HK-listed dividends and offshore holdings
  • Withdrawal sequencing: dividends vs capital drawdown
  • MPF in context of an income-focused portfolio
  • The transition from accumulation to income use
  • Written personal income plan developed with facilitator feedback
Duration 10 weeks · ~3–4 hrs/week
Investment HKD 3,180
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Compare Programmes

Side-by-side features

Feature First Principles Income Portfolios Pre-Retirement
Duration 4 weeks 6 weeks 10 weeks
Price (HKD) 1,780 2,480 3,180
Live facilitation
HK tax treatment covered
Offshore dividend handling
Portfolio construction focus
Written income plan
Individual facilitator feedback
MPF context included
Best suited for New to dividend concepts Building income portfolio Pre-retirement planning

Our Standards

Principles that apply across all three courses

Independence

No product providers, fund houses, or brokerages fund or influence the content of any course.

Accuracy

Materials are reviewed annually. Historical examples are cited with context. Claims are qualified rather than absolute.

Participant privacy

Financial information shared in cohort sessions is treated with full discretion. It is never used for marketing or shared externally.

Qualified facilitation

All sessions are led by facilitators with substantive professional backgrounds — not generalist presenters hired for delivery alone.

Clear scope

Courses are education, not advice. The boundary between the two is explained clearly at enrolment and maintained throughout.

HK context throughout

Tax, regulation, market behaviour, and MPF considerations relevant to Hong Kong are threaded through all three programmes.

Pricing

What each programme costs

All prices in Hong Kong dollars. Each fee is all-inclusive — materials, cohort access, and facilitation.

Course 1

First Principles

1,780

HKD · 4 weeks

  • All materials included
  • Cohort access
  • Facilitator access during programme
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Course 2

Income Portfolios

2,480

HKD · 6 weeks

  • All materials included
  • Cohort access
  • Facilitator access during programme
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Course 3 · Recommended

Pre-Retirement

3,180

HKD · 10 weeks

  • All materials included
  • Cohort access
  • Facilitator access during programme
  • Individual feedback on income plan
Enquire

Not sure which course fits?

Write to us and describe where you are in your thinking. We will suggest a starting point — without any pressure to commit to the most advanced option.

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