Dividend Investing · Hong Kong

Understanding income
before you need it

Koi Reserve offers structured courses for readers in their 40s and 50s who want to think clearly about dividend investing — what it is, what it isn't, and how it fits into a longer-term financial picture.

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+852 2748 5163

[email protected]

Causeway Bay, Hong Kong

Our Courses

Three programmes, one clear direction

Each course occupies a different stage of thinking — from first principles through to a written income plan. Learners move at their own pace, with structured materials and facilitator support throughout.

4-Week Course

Dividend Investing First Principles

For readers in their 40s and 50s who want to understand dividend-paying investments before considering them in their own portfolio. Covers yield vs total return, HK and US-listed company payout behaviour, and the practical mechanics of how dividends are paid and reinvested.

Yield vs total return — a clear comparison
HK and US payout behaviour patterns
Tax and reinvestment mechanics
Historical examples, no stock tips

HKD 1,780 Enquire

6-Week Programme

Income-Focused Portfolios

For those considering a portfolio tilted toward income — whether as a supplement to working income or as preparation for partial retirement. Covers sustainable payout ratios, the discipline of thinking about income relative to planned spending, and the role of bonds alongside dividend equities.

Sustainable payout ratios explained
Risks of yield-chasing behaviour
Bonds alongside dividend equities
Income relative to spending patterns

HKD 2,480 Enquire

10-Week Programme

Dividend Strategy for Pre-Retirement

For learners approaching a life stage where investment income will play a larger role. Covers portfolio construction for income needs, tax treatment in Hong Kong and from offshore holdings, withdrawal sequencing, and the non-financial questions surrounding a shift from accumulation to use.

Portfolio construction for income needs
HK and offshore dividend tax treatment
Withdrawal sequencing strategies
Written income plan with facilitator feedback

HKD 3,180 Enquire

Take the next step

Is now the right time to think about income investing?

If you're somewhere in your 40s or 50s and have started to wonder how your portfolio might generate income in the years ahead, our courses are designed for exactly that moment. No prior investing experience is assumed.

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Common Questions

Things people often ask

Do I need investment experience to join?

No prior experience is expected. The First Principles course is designed as a starting point — it assumes curiosity, not familiarity. The more advanced programmes build on the earlier material, and participants are guided through each stage.

Are these courses specific to Hong Kong investors?

Yes, the material is built around the HK context — including the tax treatment of dividends received locally and from offshore holdings, HK-listed vs US-listed company payout patterns, and the MPF as a backdrop. That said, the underlying concepts apply broadly.

Will the courses tell me which stocks to buy?

They won't. Our courses focus on concepts, frameworks, and decision-making skills — not stock tips or specific recommendations. Historical examples are used to illustrate ideas. Participants leave with better questions, not a shopping list.

How are the courses delivered?

Courses are delivered in small cohorts with a mix of structured reading, guided exercises, and facilitator-led discussion. The Pre-Retirement programme includes written feedback on the income plan participants develop during the course. Contact us to ask about upcoming cohort dates.

What is the time commitment per week?

Participants generally set aside three to four hours per week — a mix of reading, exercises, and any group sessions. The pace is designed for people with full working schedules, so the material does not assume large, uninterrupted blocks of time.

Can I take courses out of order?

Each course is designed to stand on its own, though the three are naturally sequential. If you have some background in dividend investing already, the Income-Focused Portfolios programme may suit you as an entry point. We can help you decide — just get in touch.

Find Us

Our Location

11/F, Times Square Tower 2, 1 Matheson Street, Causeway Bay, Hong Kong

Get in Touch

Speak with us about a course

If you have questions about which programme suits your stage, or simply want to learn more before committing, we welcome your message.

Contact Details

Phone

+852 2748 5163

[email protected]

Address

11/F, Times Square Tower 2
1 Matheson Street
Causeway Bay, Hong Kong

Office Hours

Monday – Friday: 9:00 am – 6:00 pm
Saturday: 10:00 am – 1:00 pm
Sunday & Public Holidays: Closed

Understanding income before you need it